Loan Products

Empower Your Growth with Plan A Realty Corp’s Non-QM Lending Solutions

At Plan A Realty Corp, we provide a powerful range of Non-QM (Non-Qualified Mortgage) lending solutions designed to go beyond traditional lending limitations. Our programs are built to support real-world borrowers, investors, and business owners whose financial profiles may not fit conventional guidelines.

Whether you're working with self-employed clients, foreign nationals, real estate investors, or borrowers with unique income structures, our Non-QM options open the door to flexibility, competitive rates, and smarter financing strategies.

We are committed to helping our partners grow by delivering:

  • Flexible qualification guidelines
  • Creative financing solutions tailored to each scenario
  • Access to multiple Non-QM programs (DSCR, Bank Statement, Asset-Based, Foreign National, and more)
  • Reliable support throughout the loan process

At Plan A Realty Corp, we understand that every deal is different—and we’re here to structure solutions that make them work.

Let’s build opportunities together.

DSCR Loans – Smart Financing for Real Estate Investors
DSCR Loans – Smart Financing for Real Estate InvestorsPlan A Realty CorpIf you’re a real estate investor looking for a no income verification loan, our DSCR (Debt Service Coverage Ratio) Loan Program 
Full Doc Non-QM
If you are a high-income borrower, real estate investor, or someone with a more complex financial profile, our Full Documentation Non-QM Loan programs can provide a strong alternative to conventional
ITIN Loans
Homeownership Without a Social Security Number At Plan A Realty Corp, our ITIN Loan Programs are designed for individuals who file taxes using an Individual Taxpayer Identification Number (ITIN) and
Foreign Nationals Loans
IInvest in U.S. Real Estate Without U.S. Credit or ResidencyAt Plan A Realty Corp, we offer Foreign National Loan Programs designed to help non-U.S. residents invest in U.S. real estate—without the ne
Bank Statement Loans
BANK STATEMENT LOANSFlexible Mortgage Solutions for Self-Employed BorrowersIf you’re self-employed, a freelancer, or a business owner, qualifying for a mortgage using traditional income documentation
P&L LOANS
P&L LOANSSimplified Mortgage Solutions for Business OwnersFor self-employed borrowers, business owners, and freelancers, traditional loan documentation like tax returns and bank statements may not alw
Flexible Home Loans for Self-Employed 1099 Workers
1099 INCOME LOANSFlexible Home Loans for Self-Employed & 1099 WorkersToday’s workforce is evolving—and your mortgage options should too.At Plan A Realty Corp, our 1099 Income Loan Program is designed
WVOE LOANS
🏆 WVOE LOANSSimplify Your Home Loan with Employer VerificationFor wage earners who want to avoid the hassle of gathering tax returns, pay stubs, or W-2s, there’s a smarter way to qualify.At Plan A Re
UP TO 8-UNIT RESIDENTIAL LOANS
 UP TO 8-UNIT RESIDENTIAL LOANS Flexible Financing for Multifamily Investments At Plan A Realty Corp, our Up to 8-Unit Residential Loan Program is designed for real estate investors who want to expan